Terms & Conditions

What skzn does

skzn reads promo pages published by Philippine card issuers and matches them to the card products you name. That is the whole service.

What it never touches

We do not ask for card numbers, CVVs, statements or transaction history, and we cannot see them. Nothing here connects to your bank.

Amounts you type into a confirmation are your own entry. We do not verify them against a bank.

Offers can be wrong

Issuers change and pull promos without notice, and pages sometimes contradict what a branch or a restaurant applies. Treat every offer as a lead worth checking at the till, not a guarantee.

If a merchant refuses an offer you found here, we will re-read the page and correct or remove it. We do not cover the difference.

Subscription and renewal

Eligible subscribers receive a three-day introductory free trial after confirming a subscription with Apple. The selected weekly or yearly subscription then renews automatically at the price shown by Apple unless cancelled. Cancel in App Store subscriptions at least 24 hours before the trial ends to avoid being charged. Trial eligibility is determined by Apple; configured prices shown in the app are estimates.

Cancel at least 24 hours before a renewal in App Store settings. Apple handles refunds, not us.

An eligible Apple-linked account with no confirmed trial savings may request a one-time trial extension. The server confirms eligibility and the end date. An extension does not cancel an App Store subscription.

Your account

One person per account. Do not scrape the app or resell the matched offers.

If we get it wrong

Our liability is capped at what you paid us in the last three months. Nothing here removes rights you have under Philippine consumer law.

Governing law

Republic of the Philippines. Disputes go to the courts of Metro Manila.

Questions: skzn@symph.co

App Store license

The iOS app is also subject to Apple’s Standard License Agreement.